There are lots of reasons the public calls on Seaview Real EstateEvery year, thousands of people in California purchase, sell or refinance their home. Most of these transactions consist of a simple line item for an appraisal. While there are an increasing number of automated home valuation processes that may seem more cost-effective than an appraisal, almost all lenders still need a local expert because the stakes are very high. But is getting a mortgage the only reason to acquire an appraisal? Are there other cases when the services of a certified, independent real estate professional could be beneficial? You bet.
Let Seaview Real Estate help you challenge your tax assessment in Orange CountyIf you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from Seaview Real Estate is your best evidence when building your case. At Seaview Real Estate,we can assist you in disputing your tax assessment.
Removing PMI will lower your mortgage paymentWhen the amount being loaned to the homebuyer is more than 80% of the actual value of the home, many lenders ask buyers to purchase an added insurance plan. That policy is Private Mortgage Insurance, or PMI. This added payment is often folded into the monthly mortgage payment and is soon forgotten. PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to do away with the PMI installments on most mortgages when the balance is paid down to 78% of the original value.
Seaview Real Estate can give you a statement regarding the value of your home, and the expense of the appraisal can usually be offset in little time because you'll no longer be paying the PMI.
Settling a divorce with less stressA divorce can be a very daunting event for both parties, and it is often more complicated by the burdensome decision of who keeps the home. Regardless of the situation, it's prudent to order an appraisal from Seaview Real Estate so both parties are entirely aware of the true market value of their property.
If the parties wish to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.
Accurate and fair estate liquidation with Seaview Real EstateSettling an estateThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these affairs. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received a fair deal.
Relocating to or from Orange County?Moving due to a job change is a stressful event. We know where you're coming from. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive characteristics of their property, as well as information about any current sales or listings in their area that they want considered during our intensive process.
Selling your home quickly at the right priceA professional appraisal will help you make a more informed decision regarding your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are calculated on our efforts to finish the appraisal report and not a percentage of the sales price.
We determine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes are on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.